Plan Snapshot
- Plan Sponsor: Smart & Final Pension Plan
- Sponsor EIN: 954079584
- Sponsor Address: 600 CITADEL DR, COMMERCE, CA, 900401562
- Plan Type: DB
- Total Participants: 820
- Total Assets: $168.9M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 820 | $168.9M | $2.7M | $0 |
| 2023 | 1,313 | $155.7M | $2.5M | $0 |
| 2022 | 1,422 | $138.5M | $8.2M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CURCIO WEBB, LLC | ACTUARY | $464,570 | — | $464,570 |
| BLACKROCK INVESTMENT MANAGEMENT LLC | NONE | $234,964 | — | $234,964 |
| EARNEST PARTNERS, LLC | NONE | $170,634 | — | $170,634 |
| PRINCIPAL BANK | TRUSTEE | $118,855 | — | $118,855 |
| COVE STREET CAPITAL, LLC | NONE | $87,554 | — | $87,554 |
| METROPOLITAN WEST ASSET MGMT, LLC | NONE | $62,640 | — | $62,640 |
| BAKER TILLY, US LLP | NONE | $14,250 | — | $14,250 |
| BAKER TILLY US, LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- PRINCIPAL BANK — TRUSTEE
- BAKER TILLY US, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,153,467
- Estimated Expense Ratio: 0.683% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $2,224,169 | $555,793 | — | — | — |
| 2023 | $3,023,784 | $500,158 | — | $5,351 | — |
| 2022 | $3,638,543 | $510,989 | $2,747,462 | — | $321,380 |