Plan Snapshot
- Plan Sponsor: Rule Joy Trammell & Rubio, LLC
- Sponsor EIN: 202218169
- Sponsor Address: 300 GALLERIA PARKWAY, SUITE 740, ATLANTA, GA, 30339
- Plan Type: 401(k)
- Total Participants: 82
- Total Assets: $15.6M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 82 | $15.6M | $458,644 | $734,515 |
| 2023 | 93 | $13.4M | $569,639 | $790,119 |
| 2022 | 104 | $10.9M | $539,253 | $768,687 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| WELLS FARGO ADVISORS LLC | INVESTMENT ADVISOR | $40,057 | — | $40,057 |
| PENSION FINANCIAL SERVICES, INC. | CONTRACT ADMIN | $7,955 | $6,896 | $14,851 |
| JONES AND KOLB PA | AUDITOR | $11,000 | — | $11,000 |
| JONES AND KOLB | Auditor | $11,000 | — | $11,000 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- JONES AND KOLB — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $76,908
- Estimated Expense Ratio: 0.494% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $60,392 | $40,057 | $7,975 | $11,000 | — |
| 2023 | $64,108 | $34,682 | $6,281 | $22,000 | — |
| 2022 | $7,729 | — | $6,079 | — | $1,650 |