Plan Snapshot
- Plan Sponsor: River Country Co-Op
- Sponsor EIN: 391652209
- Sponsor Address: 1080 W RIVER ST, CHIPPEWA FALLS, WI, 547292163
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 242
- Total Assets: $22.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 242 | $22.7M | $514,317 | $770,708 |
| 2023 | 260 | $21.0M | $588,904 | $790,538 |
| 2022 | 291 | $17.5M | $555,377 | $726,599 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | Recordkeeper | $117,102 | — | $117,102 |
| RAYMOND JAMES & ASSOCIATES, INC. | Investment Advisor | — | $70,465 | $70,465 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- RAYMOND JAMES & ASSOCIATES, INC. — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $187,567
- Estimated Expense Ratio: 0.828% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $117,102 | — | $117,102 | — | — |
| 2023 | $109,335 | — | $109,335 | — | — |
| 2022 | $100,587 | — | $100,587 | — | — |