Plan Snapshot
- Plan Sponsor: Ricoh Usa, INC.
- Sponsor EIN: 230334400
- Sponsor Address: 300 EAGLEVIEW BOULEVARD, EXTON, PA, 19341
- Plan Type: DB
- Total Participants: 2,452
- Total Assets: $385.4M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 2,452 | $385.4M | $0 | $0 |
| 2023 | 2,708 | $399.3M | $0 | $0 |
| 2022 | 2,962 | $371.9M | $0 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| AON CONSULTING, INC. | Recordkeeper | $2,157,908 | — | $2,157,908 |
| NISA INVESTMENT ADVISORS, LLC | Other Service Provider | $218,853 | — | $218,853 |
| INCOME RESEARCH AND MANAGEMENT | Other Service Provider | $187,936 | — | $187,936 |
| MERCER | Other Service Provider | $94,263 | — | $94,263 |
| MONDRIAN INVESTMENT GROUP INC. | Other Service Provider | $84,555 | — | $84,555 |
| US BANK | Recordkeeper | $67,542 | — | $67,542 |
| STATE STREET GLOBAL ADVISORS | Other Service Provider | $60,789 | — | $60,789 |
| GRANT THORNTON, LLP | Auditor | $33,000 | — | $33,000 |
| NORTHERN TRUST COMPANY | Custodian / Trustee | $26,472 | — | $26,472 |
| BALLARD SPAHR LLP | ERISA Attorney | $18,610 | — | $18,610 |
| MELLON CAPITAL MANAGEMENT CORP. | Other Service Provider | $10,231 | — | $10,231 |
| PENSION BENEFIT INFORMATION | Other Service Provider | $10,000 | — | $10,000 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- AON CONSULTING, INC. — Recordkeeper
- US BANK — Recordkeeper
- GRANT THORNTON, LLP — Auditor
- BALLARD SPAHR LLP — ERISA Attorney
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $2,970,159
- Estimated Expense Ratio: 0.771% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $3,780,341 | $562,364 | $99,213 | $33,000 | — |
| 2023 | $3,779,018 | $601,894 | $77,050 | — | — |
| 2022 | $3,808,906 | $767,716 | — | — | $3,041,190 |