Plan Snapshot
- Plan Sponsor: Ricoh Usa, INC.
- Sponsor EIN: 230334400
- Sponsor Address: 300 EAGLEVIEW BOULEVARD, EXTON, PA, 19341
- Plan Type: 401(k)
- Total Participants: 11,575
- Total Assets: $2.2B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 11,575 | $2.2B | $27.5M | $72.0M |
| 2023 | 12,644 | $2.1B | $28.5M | $74.2M |
| 2022 | 13,231 | $1.9B | $28.0M | $72.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INSTITUTIONAL ASSET MGT | NONE | $433,129 | — | $433,129 |
| MERCER | NONE | $119,459 | — | $119,459 |
| AON CONSULTING INC | NONE | $50,409 | — | $50,409 |
| GRANT THORNTON, LLP | NONE | $30,500 | — | $30,500 |
| BALLARD SPAHR | NONE | $19,170 | — | $19,170 |
| NORTHERN TRUST | TRUSTEE | $16,056 | — | $16,056 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- AON CONSULTING INC — NONE
- GRANT THORNTON, LLP — NONE
- BALLARD SPAHR — NONE
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $668,723
- Estimated Expense Ratio: 0.031% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,152,297 | $385,461 | $53,709 | $30,500 | — |
| 2023 | $1,138,278 | $373,588 | $23,448 | $26,500 | — |
| 2022 | $1,176,608 | $377,097 | — | — | $799,511 |