Plan Snapshot
- Plan Sponsor: Reynolds American INC.
- Sponsor EIN: 200546644
- Sponsor Address: P.O. BOX 2990, WINSTON-SALEM, NC, 271022990
- Plan Type: Health & Welfare
- Plan Number: 508
- Total Participants: 1,024
- Total Assets: $160.9M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,024 | $160.9M | $0 | $693,304 |
| 2023 | 1,089 | $171.6M | $0 | $644,786 |
| 2022 | 1,943 | $169.9M | $0 | $488,547 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| JOHN HANCOCK | Recordkeeper | $841,432 | — | $841,432 |
| BCBSNC | Other Service Provider | $566,819 | — | $566,819 |
| JP MORGAN CHASE BANK, NA | Recordkeeper | $208,116 | — | $208,116 |
| EXPRESS SCRIPTS INC. | Other Service Provider | $123,192 | — | $123,192 |
| ALIGHT | Recordkeeper | $111,278 | — | $111,278 |
| NATIONAL LIFE INSURANCE | Other Service Provider | $89,913 | — | $89,913 |
| CBIZ CPAS P.C. | Other Service Provider | $29,800 | — | $29,800 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- JOHN HANCOCK — Recordkeeper
- JP MORGAN CHASE BANK, NA — Recordkeeper
- ALIGHT — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,970,550
- Estimated Expense Ratio: 1.225% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $2,159,316 | $841,432 | $891,524 | $34,693 | — |
| 2023 | $2,449,390 | $901,589 | $933,084 | $33,400 | — |
| 2022 | $1,868,601 | $754,449 | $1,103,920 | — | $7,832 |