Plan Snapshot
- Plan Sponsor: Reynolds American INC.
- Sponsor EIN: 200546644
- Sponsor Address: P.O. BOX 2990, WINSTON-SALEM, NC, 271022990
- Plan Type: 401(k)
- Total Participants: 4,328
- Total Assets: $2.0B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 4,328 | $2.0B | $38.5M | $45.1M |
| 2023 | 3,913 | $1.9B | $34.5M | $42.3M |
| 2022 | 4,248 | $1.8B | $38.4M | $46.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CBIZ CPAS P.C. | ACCOUNTING | $81,069 | — | $81,069 |
| JONES DAY | LEGAL | $65,870 | — | $65,870 |
| FIDELITY INVESTMENTS | RECORDKEEPER; TRUSTEE | $15,005 | — | $15,005 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- JONES DAY — LEGAL
- FIDELITY INVESTMENTS — RECORDKEEPER; TRUSTEE
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $161,944
- Estimated Expense Ratio: 0.008% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $332,531 | — | — | $81,068 | — |
| 2023 | $279,121 | — | — | $76,117 | — |
| 2022 | $454,081 | — | $13,006 | — | $173,053 |