Plan Snapshot
- Plan Sponsor: Raley'S
- Sponsor EIN: 941316611
- Sponsor Address: 500 W CAPITOL AVE, WEST SACRAMENTO, CA, 95605
- Plan Type: 401(k)
- Total Participants: 17,670
- Total Assets: $639.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 17,670 | $639.7M | $9.2M | $26.3M |
| 2023 | 17,488 | $584.5M | $12.5M | $26.6M |
| 2022 | 13,555 | $387.6M | $6.5M | $17.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | CONTRACT ADMINISTRATOR | $694,641 | $13,200 | $707,841 |
| SAGEVIEW ADVISORY GROUP, LLC | INV ADV, PARTICIPANTS | — | $90,000 | $90,000 |
| MOSS ADAMS LLP | ACCOUNTANT | — | $47,292 | $47,292 |
| BAKER TILLY US LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- SAGEVIEW ADVISORY GROUP, LLC — INV ADV, PARTICIPANTS
- MOSS ADAMS LLP — ACCOUNTANT
- BAKER TILLY US LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $845,133
- Estimated Expense Ratio: 0.132% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $694,641 | — | $694,641 | — | — |
| 2023 | $620,132 | — | $620,132 | — | — |
| 2022 | $589,643 | — | $589,643 | — | — |