Plan Snapshot
- Plan Sponsor: Provident Funding Associates, L.P.
- Sponsor EIN: 770323586
- Sponsor Address: 1235 NORTH DUTTON AVENUE, SUITE E, SANTA ROSA, CA, 95401
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 431
- Total Assets: $43.6M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 431 | $43.6M | $0 | $0 |
| 2024 | 376 | $36.2M | $0 | $2.1M |
| 2023 | 379 | $31.3M | $0 | $2.1M |
| 2022 | 397 | $24.9M | $0 | $2.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| GLOBAL RETIREMENT PARTNERS LLC | Investment Advisor | $28,767 | — | $28,767 |
| EMPOWER ANNUITY INSURANCE COMPANY O | Recordkeeper | $14,091 | — | $14,091 |
| CETERA INVESTMENT ADVISERS LLC | Investment Advisor | $13,348 | — | $13,348 |
| EMPOWER ADVISORY GROUP, LLC | Investment Advisor | $11,395 | — | $11,395 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $67,601
- Estimated Expense Ratio: 0.155% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $535,943 | $53,510 | — | — | — |
| 2024 | $70,367 | $46,568 | — | $10,000 | — |
| 2023 | $64,146 | $39,003 | — | $13,650 | — |
| 2022 | $29,896 | — | $29,896 | — | — |