Plan Snapshot
- Plan Sponsor: Provident Funding Associates, L.P.
- Sponsor EIN: 770323586
- Sponsor Address: 1235 NORTH DUTTON AVENUE, SUITE E, SANTA ROSA, CA, 95401
- Plan Type: 401(k)
- Total Participants: 376
- Total Assets: $36.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 376 | $36.2M | $0 | $2.1M |
| 2023 | 379 | $31.3M | $0 | $2.1M |
| 2022 | 397 | $24.9M | $0 | $2.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CETERA INVESTMENT ADVISERS LLC | INVESTMENT ADVISOR | $25,137 | — | $25,137 |
| EMPOWER ANNUITY INSURANCE COMPANY | RECORDKEEPER | $13,799 | — | $13,799 |
| CETERA ADVISORS LLC | INVESTMENT ADVISOR | $11,477 | — | $11,477 |
| FRANK RIMERMAN & CO LLP | AUDITOR | $10,000 | — | $10,000 |
| FRANK, RIMERMAN & CO LLP | Auditor | $10,000 | — | $10,000 |
| EMPOWER ADVISORY GROUP, LLC | INVESTMENT MGMT | $9,954 | — | $9,954 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FRANK, RIMERMAN & CO LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $80,367
- Estimated Expense Ratio: 0.222% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $70,367 | $46,568 | — | $10,000 | — |
| 2023 | $64,146 | $39,003 | — | $13,650 | — |
| 2022 | $29,896 | — | $29,896 | — | — |