Plan Snapshot
- Plan Sponsor: Cmg Mortgage, INC. Dba Cmg Financial
- Sponsor EIN: 680309242
- Sponsor Address: 3160 CROW CANYON ROAD SUITE 400, SAN RAMON, CA, 94583
- Plan Type: 401(k)
- Total Participants: 3,748
- Total Assets: $163.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 3,748 | $163.5M | $4.3M | $21.8M |
| 2023 | 3,015 | $120.3M | $3.2M | $15.9M |
| 2022 | 1,899 | $79.8M | $2.6M | $13.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INS. CO. OF AMERICA | RECORDKEEPER | $307,303 | — | $307,303 |
| EMPOWER ADVISORY GROUP, LLC | INVESTMENT MGMT | $68,857 | — | $68,857 |
| LEAFHOUSE FINANCIAL ADVISORS,LLC | INVESTMENT ADVISOR | $34,573 | — | $34,573 |
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $31,310 | — | $31,310 |
| AUDIT AND TAX SOLUTIONS INC | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- AUDIT AND TAX SOLUTIONS INC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $442,043
- Estimated Expense Ratio: 0.270% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $420,856 | $1,138 | — | — | — |
| 2023 | $355,092 | $93,141 | — | — | — |
| 2022 | $370,466 | $97,531 | $269,856 | — | — |