Plan Snapshot
- Plan Sponsor: Loandepot.Com, LLC
- Sponsor EIN: 264599244
- Sponsor Address: 6561 IRVINE CENTER DR., IRVINE, CA, 92618
- Plan Type: 401(k)
- Total Participants: 4,828
- Total Assets: $397.5M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 4,828 | $397.5M | $9.0M | $29.3M |
| 2023 | 4,471 | $376.6M | $2.7M | $28.7M |
| 2022 | 5,408 | $362.0M | $13.9M | $51.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $164,566 | — | $164,566 |
| ANGELL PENSION GROUP | THIRD PARTY ADMINISTRATOR | $22,870 | $90,040 | $112,910 |
| SAGEVIEW ADVISORY GROUP, LLC | INVESTMENT ADV/OTHER SERV | $82,500 | — | $82,500 |
| PENSION ASSURANCE LLP | ACCOUNTANT/AUDITOR | $18,500 | — | $18,500 |
| STRATEGIC ADVISORS, INC. | ADVISOR | $7,281 | — | $7,281 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- SAGEVIEW ADVISORY GROUP, LLC — INVESTMENT ADV/OTHER SERV
- PENSION ASSURANCE LLP — ACCOUNTANT/AUDITOR
- STRATEGIC ADVISORS, INC. — ADVISOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $385,757
- Estimated Expense Ratio: 0.097% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $525,437 | $12,870 | $1,500 | $18,500 | — |
| 2023 | $1,262,977 | $90,000 | $1,009,071 | — | — |
| 2022 | $1,248,128 | — | $1,248,128 | — | — |