Plan Snapshot
- Plan Sponsor: Oakstar Bank
- Sponsor EIN: 203405719
- Sponsor Address: 1020 E BATTLEFIELD, SPRINGFIELD, MO, 65807
- Plan Type: 401(k)
- Total Participants: 333
- Total Assets: $29.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 333 | $29.0M | $1.1M | $2.2M |
| 2023 | 384 | $25.4M | $1.1M | $2.3M |
| 2022 | 381 | $21.3M | $1.0M | $2.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | RECORDKEEPER | $97,228 | — | $97,228 |
| LPL FINANCIAL LLC | BROKER/ADVISER | — | $58,621 | $58,621 |
| LEAFHOUSE FINANCIAL ADVISORS, LLC | INVESTMENT ADVISOR | $12,467 | — | $12,467 |
| ELLIOTT, ROBINSON & COMPANY, LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- LPL FINANCIAL LLC — BROKER/ADVISER
- ELLIOTT, ROBINSON & COMPANY, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $168,316
- Estimated Expense Ratio: 0.580% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $109,715 | $12,467 | — | — | — |
| 2023 | $101,753 | $10,811 | — | — | — |
| 2022 | $95,794 | — | $95,794 | — | — |