Plan Snapshot
- Plan Sponsor: Northeast Grocery, INC.
- Sponsor EIN: 863693178
- Sponsor Address: 461 NOTT STREET, SCHENECTADY, NY, 12308
- Plan Type: 401(k)
- Total Participants: 17,703
- Total Assets: $552.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 17,703 | $552.7M | $14.9M | $21.5M |
| 2023 | 14,592 | $491.5M | $11.9M | $20.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $227,131 | — | $227,131 |
| CAPFINANCIAL PARTNERS , LLC | INVESTMENT ADVISOR | $87,938 | — | $87,938 |
| STRATEGIC ADVISORS, INC. | ADVISOR | $79,311 | — | $79,311 |
| HARTER SECREST & EMERY LLP | ATTORNEY/LEGAL | $24,848 | — | $24,848 |
| TEAL, BECKER & CHIARAMONTE CPA'S P | ACCOUNTANT/AUDITOR | $9,500 | — | $9,500 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- STRATEGIC ADVISORS, INC. — ADVISOR
- HARTER SECREST & EMERY LLP — ATTORNEY/LEGAL
- TEAL, BECKER & CHIARAMONTE CPA'S P — ACCOUNTANT/AUDITOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $428,728
- Estimated Expense Ratio: 0.078% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $428,727 | $167,248 | — | $9,500 | — |
| 2023 | $292,496 | $109,668 | $2,400 | — | — |