Plan Snapshot
- Plan Sponsor: Brd Of Ttees Ufcw Local One 401(K) Savings Plan
- Sponsor EIN: 166184130
- Sponsor Address: 5911 AIRPORT ROAD, ORISKANY, NY, 134243904
- Plan Type: 401(k)
- Total Participants: 9,699
- Total Assets: $154.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 9,699 | $154.2M | $10.6M | $4.3M |
| 2023 | 9,730 | $142.8M | $11.0M | $4.7M |
| 2022 | 9,227 | $124.4M | $11.4M | $4.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| AMERICAN TRUST COMPANY | Other Service Provider | $681,171 | — | $681,171 |
| SLEVIN & HART, PC | ERISA Attorney | $101,212 | — | $101,212 |
| BRIAN FREEMAN | Other Service Provider | $23,275 | — | $23,275 |
| BRIDGEWAY BENEFIT TECHNOLOGIES | Recordkeeper | $23,267 | — | $23,267 |
| REGINA HEILAND | Other Service Provider | $23,057 | — | $23,057 |
| KELLEY MCLAUGHLIN | Other Service Provider | $15,807 | — | $15,807 |
| KRISTIN OWEN | Other Service Provider | $15,258 | — | $15,258 |
| PETER DECARLO CPA PLLC | Other Service Provider | $15,000 | — | $15,000 |
| CALIBRE CPA GROUP PLLC | Auditor | $15,000 | — | $15,000 |
| ZACHARY GEHAN | Other Service Provider | $10,903 | — | $10,903 |
| CHARLENE BROCCOLI | Other Service Provider | $5,012 | — | $5,012 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- SLEVIN & HART, PC — ERISA Attorney
- CALIBRE CPA GROUP PLLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $928,962
- Estimated Expense Ratio: 0.603% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,120,726 | — | $554,502 | $15,000 | — |
| 2023 | $1,202,173 | — | $480,958 | $15,300 | — |
| 2022 | $1,125,320 | $120,399 | $459,049 | — | $73,197 |