Plan Snapshot
- Plan Sponsor: North State Grocery, INC.
- Sponsor EIN: 680173691
- Sponsor Address: PO BOX 439, COTTONWOOD, CA, 96022
- Plan Type: 401(k)
- Total Participants: 586
- Total Assets: $16.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 586 | $16.0M | $0 | $1.3M |
| 2023 | 561 | $15.2M | $0 | $1.2M |
| 2022 | 522 | $13.7M | $0 | $1.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | RECORDKEEPER | $51,076 | — | $51,076 |
| BLUE RIDGE ESOP ASSOCIATES | CONTRACT ADMIN | $43,344 | — | $43,344 |
| GLOBAL RETIREMENT PARTNERS LLC | INVESTMENT ADVISOR | $35,000 | — | $35,000 |
| EMPOWER ADVISORY GROUP, LLC | INVESTMENT MGMT | $9,229 | — | $9,229 |
| CAMPBELL TAYLOR WASHBURN | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $138,649
- Estimated Expense Ratio: 0.866% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $137,274 | $42,854 | $43,344 | — | — |
| 2023 | $116,509 | $42,119 | $26,567 | — | — |
| 2022 | $107,853 | — | — | — | $107,853 |