Plan Snapshot
- Plan Sponsor: Missouri Co-Operative Employee Healthcare Fund
- Sponsor EIN: 431677623
- Sponsor Address: PO BOX 158, RICHMOND, MO, 640850158
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 476
- Total Assets: $5.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 476 | $5.2M | $5.9M | $0 |
| 2023 | 453 | $5.1M | $5.1M | $0 |
| 2022 | 437 | $4.8M | $3.6M | $825,847 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ALLIED BENEFIT SYSTEMS, LLC | Recordkeeper | $221,091 | — | $221,091 |
| CIGNA HEALTH AND LIFE INSURANCE | Recordkeeper | $77,711 | — | $77,711 |
| EMPLOYER WELLNESS SOLUTIONS | Other Service Provider | $37,481 | — | $37,481 |
| EIDE BAILLY LLP | Auditor | $33,640 | — | $33,640 |
| COMMERCE BANK | Investment Advisor | $24,034 | — | $24,034 |
| CARL WISHY-DURHAM | Other Service Provider | $23,355 | — | $23,355 |
| CBIZ BENEFITS & INSURANCE | Other Service Provider | $23,247 | — | $23,247 |
| KUTAK ROCK LLP | ERISA Attorney | $16,500 | — | $16,500 |
| NEW DIRECTIONS | Other Service Provider | $8,111 | — | $8,111 |
| US BANK, N.A | Investment Advisor | $5,575 | — | $5,575 |
| GUARDIAN DENTAL PPO | Recordkeeper | $5,253 | — | $5,253 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- EIDE BAILLY LLP — Auditor
- US BANK, N.A — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $475,998
- Estimated Expense Ratio: 9.088% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $765,719 | $28,952 | $241,288 | $50,840 | — |
| 2023 | $844,221 | $19,802 | $347,330 | — | — |
| 2022 | $383,904 | $20,005 | $253,609 | — | $93,568 |