Plan Snapshot
- Plan Sponsor: Mfa Incorporated
- Sponsor EIN: 430415080
- Sponsor Address: 201 RAY YOUNG DRIVE, COLUMBIA, MO, 65201
- Plan Type: DB
- Total Participants: 1,118
- Total Assets: $230.3M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,118 | $230.3M | $4.6M | $0 |
| 2023 | 1,145 | $216.9M | $6.7M | $0 |
| 2022 | 1,183 | $196.8M | $6.8M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MFA INCORPORATED | PLAN SPONSOR | $126,449 | — | $126,449 |
| AON HEWITT | SERVICE PROVIDER | $110,064 | — | $110,064 |
| JOHN HANCOCK RETIREMENT PLAN SVCS | SERVICE PROVIDER | $108,252 | — | $108,252 |
| SPENCER FANE, LLP | SERVICE PROVIDER | $38,976 | — | $38,976 |
| ARMANINO LLP | SERVICE PROVIDER | $18,060 | — | $18,060 |
| BAKER TILLY LLP | Auditor | $18,060 | — | $18,060 |
| PENSION CONSULTANTS | SERVICE PROVIDER | $15,431 | — | $15,431 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- AON HEWITT — SERVICE PROVIDER
- JOHN HANCOCK RETIREMENT PLAN SVCS — SERVICE PROVIDER
- SPENCER FANE, LLP — SERVICE PROVIDER
- ARMANINO LLP — SERVICE PROVIDER
- BAKER TILLY LLP — Auditor
- PENSION CONSULTANTS — SERVICE PROVIDER
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $435,292
- Estimated Expense Ratio: 0.189% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $489,618 | $15,431 | $108,252 | $18,060 | — |
| 2023 | $574,536 | $13,500 | $136,368 | $16,800 | — |
| 2022 | $435,784 | $22,398 | $93,340 | — | $137,880 |