Plan Snapshot
- Plan Sponsor: Mcdonalds Licensees Health And Welfare Trust
- Sponsor EIN: 367112271
- Sponsor Address: 110 N. CARPENTER STREET, CHICAGO, IL, 606072101
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 20,809
- Total Assets: $86.7M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 20,809 | $86.7M | $265.8M | $0 |
| 2023 | 19,915 | $84.8M | $254.8M | $0 |
| 2022 | 19,986 | $76.1M | $242.5M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| APTIA INSURANCE SERVICES GROUP, LLC | Other Service Provider | $3,639,822 | — | $3,639,822 |
| INCLUDED HEALTH, INC | Other Service Provider | $3,189,900 | — | $3,189,900 |
| LICENSEES HEALTH CONSULTING | Other Service Provider | $607,897 | — | $607,897 |
| WILLIS TOWERS WATSON US LLC | Recordkeeper | $370,349 | — | $370,349 |
| CAPFINANCIAL PARTNERS LLC | Other Service Provider | $103,518 | — | $103,518 |
| GRANT THORNTON, LLP | Other Service Provider | $87,785 | — | $87,785 |
| MCDONALD'S CORPORATION | Other Service Provider | $71,305 | — | $71,305 |
| PRICEWATERHOUSECOOPERS, LLP | Auditor | $53,000 | — | $53,000 |
| HELMSBRISCOE RESOURCEONE | Other Service Provider | $50,443 | — | $50,443 |
| IMPRINT EVENTS GROUP | Other Service Provider | $43,470 | — | $43,470 |
| AON RISK SERVICES | Other Service Provider | $27,655 | — | $27,655 |
| U.S. BANK NATIONAL ASSOCIATION | Custodian / Trustee | $18,146 | — | $18,146 |
| CC LAW & POLICY PLLC | Other Service Provider | $14,000 | — | $14,000 |
| OWNERS RISK MANAGEMENT ASSOCIATION | Other Service Provider | $10,044 | — | $10,044 |
| DENTONS | Other Service Provider | $9,652 | — | $9,652 |
| KOKUA DESTINATION SERVICES | Other Service Provider | $7,654 | — | $7,654 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- WILLIS TOWERS WATSON US LLC — Recordkeeper
- PRICEWATERHOUSECOOPERS, LLP — Auditor
- U.S. BANK NATIONAL ASSOCIATION — Custodian / Trustee
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $8,304,640
- Estimated Expense Ratio: 9.579% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $20,482,073 | $103,518 | $14,442,686 | $87,785 | — |
| 2023 | $34,656,773 | $92,968 | $29,736,647 | $90,279 | — |
| 2022 | $28,567,614 | — | $27,051,128 | — | $893,951 |