Plan Snapshot
- Plan Sponsor: Lyndon Institute
- Sponsor EIN: 030182055
- Sponsor Address: P.O. BOX 127, LYNDON CENTER, VT, 05850
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 188
- Total Assets: $6.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 188 | $6.4M | $210,953 | $255,690 |
| 2023 | 164 | $5.7M | $198,280 | $236,562 |
| 2022 | 98 | $5.2M | $191,277 | $244,386 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | Recordkeeper | $15,951 | — | $15,951 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $15,951
- Estimated Expense Ratio: 0.251% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $15,951 | — | — | — | — |
| 2023 | $24,859 | — | — | — | — |
| 2022 | $22,880 | — | — | — | — |