Plan Snapshot
- Plan Sponsor: Saint Michaels College Services, LLC
- Sponsor EIN: 030179403
- Sponsor Address: ONE WINOOSKI PARK, COLCHESTER, VT, 054390265
- Plan Type: 401(k)
- Total Participants: 881
- Total Assets: $97.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 881 | $97.2M | $605,664 | $2.3M |
| 2023 | 892 | $90.1M | $603,305 | $2.2M |
| 2022 | 894 | $80.3M | $576,383 | $2.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| MCSOLEY MCCOY & CO. | Auditor | $10,400 | — | $10,400 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MCSOLEY MCCOY & CO. — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $10,400
- Estimated Expense Ratio: 0.011% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $148,029 | $28,722 | — | $10,400 | — |
| 2023 | $86,016 | $19,420 | — | $10,500 | — |
| 2022 | $99,441 | $15,500 | — | — | $83,941 |