Plan Snapshot
- Plan Sponsor: Laborers Agc Trust Of Montana Health & W
- Sponsor EIN: 811094866
- Sponsor Address: 1322 NORTH POST PL, SPOKANE, WA, 99201
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 720
- Total Assets: $19.6M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 720 | $19.6M | $9.6M | $258,322 |
| 2023 | 713 | $20.0M | $10.0M | $210,584 |
| 2022 | 650 | $18.3M | $9.1M | $236,112 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS, INC. | Other Service Provider | $285,739 | — | $285,739 |
| PREMERA BLUE CROSS | Other Service Provider | $240,848 | — | $240,848 |
| PROPEL INSURANCE | Other Service Provider | $87,827 | — | $87,827 |
| FIRST INTERSTATE WEALTH MANAGEMENT | Other Service Provider | $54,301 | — | $54,301 |
| DELTA DENTAL | Other Service Provider | $47,509 | — | $47,509 |
| LIFEMAP ASSURANCE | Other Service Provider | $43,428 | — | $43,428 |
| TURNER, STOEVE & GAGLIARDI, P.S. | Other Service Provider | $35,960 | — | $35,960 |
| INNOVATIVE CARE MANAGEMENT INC. | Other Service Provider | $33,389 | — | $33,389 |
| US BANK | Recordkeeper | $24,968 | — | $24,968 |
| EXPRESS SCRIPTS, INC. | Other Service Provider | $19,055 | — | $19,055 |
| ANASTASI, MOORE & MARTIN, PLLC | Auditor | $13,790 | — | $13,790 |
| H.G. GUS SAND & ASSOCIATES | Other Service Provider | $6,958 | — | $6,958 |
| MILLIMAN, INC | Recordkeeper | $6,500 | — | $6,500 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- US BANK — Recordkeeper
- ANASTASI, MOORE & MARTIN, PLLC — Auditor
- MILLIMAN, INC — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $900,272
- Estimated Expense Ratio: 4.600% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $917,578 | $79,269 | $616,505 | $13,790 | — |
| 2023 | $827,934 | $59,717 | $551,857 | $13,790 | — |
| 2022 | $804,558 | $64,897 | $511,698 | — | $96,691 |