Plan Snapshot
- Plan Sponsor: Northwest Laborers-Employers Health & Se Board Of Trustees
- Sponsor EIN: 911283260
- Sponsor Address: 11724 NE 195TH ST STE 300, BOTHELL, WA, 980118242
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 8,083
- Total Assets: $197.5M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 8,083 | $197.5M | $122.5M | $4.3M |
| 2023 | 8,352 | $179.1M | $123.8M | $6.2M |
| 2022 | 8,441 | $150.4M | $119.6M | $7.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS, INC. | Other Service Provider | $3,230,175 | — | $3,230,175 |
| LABOR FIRST LLC | Other Service Provider | $3,115,417 | — | $3,115,417 |
| PREMERA BLUE CROSS | Other Service Provider | $2,957,410 | — | $2,957,410 |
| ZELIS PAYMENT COMPANY | Other Service Provider | $623,459 | — | $623,459 |
| DELTA DENTAL OF WASHINGTON | Other Service Provider | $387,314 | — | $387,314 |
| UPRISE HEALTH | Other Service Provider | $205,218 | — | $205,218 |
| MANNING & NAPIER ADVISORS, LLC | Recordkeeper | $188,617 | — | $188,617 |
| STOLL LAW GROUP, PLLC | Other Service Provider | $181,049 | — | $181,049 |
| ULLICO | Recordkeeper | $141,496 | — | $141,496 |
| RAEL & LETSON | Other Service Provider | $135,435 | — | $135,435 |
| ANASTASI, MOORE & MARTIN, PLLC | Auditor | $123,481 | — | $123,481 |
| VISION SERVICE PLAN | Other Service Provider | $95,843 | — | $95,843 |
| VIRTA HEALTH | Other Service Provider | $79,646 | — | $79,646 |
| BENEFITS RESOURCE, LLC | Other Service Provider | $74,867 | — | $74,867 |
| SEGAL SELECT INSURANCE SVCS, INC | Other Service Provider | $72,103 | — | $72,103 |
| PSG CONSULTING, LLC | Other Service Provider | $64,828 | — | $64,828 |
| U.S BANK | Other Service Provider | $63,971 | — | $63,971 |
| OPTUMRX, INC. | Other Service Provider | $58,753 | — | $58,753 |
| BARLOW COUGHRAN MORALES & JOSEPHSON | Other Service Provider | $51,000 | — | $51,000 |
| TURNER, STOEVE & GAGLIARDI, PS | Other Service Provider | $31,589 | — | $31,589 |
| SERVICE PRINTING CORPORATION | Other Service Provider | $25,495 | — | $25,495 |
| VERUS ADVISORY, INC. | Other Service Provider | $22,500 | — | $22,500 |
| IFEBP | Other Service Provider | $12,802 | — | $12,802 |
| IRON MOUNTAIN, INC. | Other Service Provider | $8,734 | — | $8,734 |
| PUBLISHERS MAILING SERVICE | Other Service Provider | $7,122 | — | $7,122 |
| ADVANTRIA, LLC | Other Service Provider | $5,545 | — | $5,545 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MANNING & NAPIER ADVISORS, LLC — Recordkeeper
- ULLICO — Recordkeeper
- ANASTASI, MOORE & MARTIN, PLLC — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $11,963,869
- Estimated Expense Ratio: 6.057% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $8,903,875 | $363,299 | $5,005,500 | $21,485 | — |
| 2023 | $10,379,758 | $255,018 | $6,361,905 | $152,245 | — |
| 2022 | $9,016,612 | $256,514 | $5,195,423 | — | $534,042 |