Plan Snapshot
- Plan Sponsor: Joint Board Of Trustees Of The Ua Local 190 Individual Hra Plan
- Sponsor EIN: 260268950
- Sponsor Address: 700 TOWER DRIVE, TROY, MI, 48098
- Plan Type: Health & Welfare
- Plan Number: 504
- Total Participants: 1,283
- Total Assets: $14.8M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,283 | $14.8M | $2.4M | $0 |
| 2023 | 1,254 | $12.8M | $2.3M | $0 |
| 2022 | 1,205 | $11.5M | $2.1M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TIC MIDWEST LLC | Other Service Provider | $16,988 | — | $16,988 |
| BENNETT & ASSOCIATES CPAS PLLC | Auditor | $15,415 | — | $15,415 |
| COMERICA BANK | Other Service Provider | $8,770 | — | $8,770 |
| WEX HEALTH, INC | ERISA Attorney | $8,488 | — | $8,488 |
| UA LOCAL 190 | Other Service Provider | $7,667 | — | $7,667 |
| BENESYS, INC | Other Service Provider | $7,104 | — | $7,104 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- BENNETT & ASSOCIATES CPAS PLLC — Auditor
- WEX HEALTH, INC — ERISA Attorney
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $64,432
- Estimated Expense Ratio: 0.437% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $74,510 | $8,248 | $38,208 | $15,415 | — |
| 2023 | $60,819 | $1,000 | $26,991 | $14,880 | — |
| 2022 | $49,263 | $1,000 | $16,051 | — | $24,224 |