Plan Snapshot
- Plan Sponsor: Heartland Home Services, INC.
- Sponsor EIN: 823319060
- Sponsor Address: 4101 SPARKS DRIVE SE, GRAND RAPIDS, MI, 49546
- Plan Type: 401(k)
- Total Participants: 2,082
- Total Assets: $79.8M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 2,082 | $79.8M | $3.8M | $9.6M |
| 2023 | 1,164 | $39.6M | $2.7M | $5.0M |
| 2022 | 1,172 | $11.6M | $1.3M | $2.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $168,543 | — | $168,543 |
| TOWERS WATSON INVESTMENT SERVICES | ADVISOR | $46,036 | — | $46,036 |
| ASSURANCE DIMENSIONS | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- ASSURANCE DIMENSIONS — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $214,579
- Estimated Expense Ratio: 0.269% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $218,790 | $50,247 | — | — | — |
| 2023 | $178,226 | $92,767 | $84,599 | — | — |
| 2022 | $59,396 | $34,384 | $25,012 | — | — |