Plan Snapshot
- Plan Sponsor: Joint Board Of Trustees Of The Ua Local 190 Health & Welfare Plan
- Sponsor EIN: 386065578
- Sponsor Address: 700 TOWER DRIVE, TROY, MI, 48098
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 1,283
- Total Assets: $36.0M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,283 | $36.0M | $20.4M | $1.3M |
| 2023 | 1,254 | $33.9M | $19.7M | $1.3M |
| 2022 | 1,205 | $31.8M | $17.9M | $1.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MICHIGAN | Other Service Provider | $825,721 | — | $825,721 |
| TIC MIDWEST, LLC | Other Service Provider | $192,882 | — | $192,882 |
| BENEFITS PARTNER LLC | Other Service Provider | $63,350 | $20,274 | $83,624 |
| FERGUSON WIDMAYER & CLARK PC | Other Service Provider | $60,724 | — | $60,724 |
| DELTA DENTAL OF MICHIGAN | Other Service Provider | $55,922 | — | $55,922 |
| BENESYS, INC. | Other Service Provider | $54,562 | — | $54,562 |
| UA LOCAL 190 | Other Service Provider | $30,188 | — | $30,188 |
| BENNETT & ASSOCIATES CPAS PLLC | Auditor | $29,729 | — | $29,729 |
| O'SULLIVAN ASSOCIATES, INC. | Other Service Provider | $26,167 | — | $26,167 |
| WEX HEALTH, INC. | ERISA Attorney | $21,978 | — | $21,978 |
| NOVARA TESIJA CATENACCI MCDONALD & | Other Service Provider | $16,497 | — | $16,497 |
| COMERICA | Other Service Provider | $10,098 | — | $10,098 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- BENNETT & ASSOCIATES CPAS PLLC — Auditor
- WEX HEALTH, INC. — ERISA Attorney
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,408,092
- Estimated Expense Ratio: 3.912% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,310,984 | $4,000 | $1,108,478 | $29,729 | — |
| 2023 | $1,218,547 | $4,000 | $1,027,078 | $27,490 | — |
| 2022 | $1,182,057 | $4,000 | $1,001,758 | — | $104,570 |