Plan Snapshot
- Plan Sponsor: Dick Anderson Construction, INC.
- Sponsor EIN: 810380463
- Sponsor Address: 3424 HIGHWAY 12 EAST, HELENA, MT, 59601
- Plan Type: DC
- Total Participants: 526
- Total Assets: $42.5M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 526 | $42.5M | $1.7M | $2.1M |
| 2023 | 482 | $29.0M | $881,106 | $1.7M |
| 2022 | 470 | $23.9M | $781,030 | $1.6M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| OSAIC WEALTH INC | Investment Advisor | $74,241 | — | $74,241 |
| EMPOWER ANNUITY INSURANCE COMPANY | Recordkeeper | $35,406 | — | $35,406 |
| RANDALL & HURLEY, INC. | Other Service Provider | $18,867 | $10,000 | $28,867 |
| EMPOWER ADVISORY GROUP, LLC | Investment Advisor | $17,311 | — | $17,311 |
| KCOE ISOM LLP | Auditor | $15,225 | — | $15,225 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $171,050
- Estimated Expense Ratio: 0.402% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $152,440 | $17,311 | $1,894 | — | — |
| 2023 | $141,485 | — | — | — | — |
| 2022 | $62,320 | $62,877 | — | — | — |