Plan Snapshot
- Plan Sponsor: Dick Anderson Construction
- Sponsor EIN: 810380463
- Sponsor Address: 3424 HIGHWAY 12 EAST, HELENA, MT, 59601
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 488
- Total Assets: $3.3M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 488 | $3.3M | $8.6M | $395,096 |
| 2023 | 456 | $2.8M | $8.4M | $236,232 |
| 2022 | 438 | $1.8M | $7.1M | $209,445 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BLUECROSS BLUESHIELD OF MONTANA | Other Service Provider | $6,710,956 | — | $6,710,956 |
| ALLIANT INSURANCE SERVICES | Other Service Provider | $70,800 | — | $70,800 |
| KCOE ISOM, LLP | Auditor | $14,000 | — | $14,000 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- KCOE ISOM, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $6,795,756
- Estimated Expense Ratio: 206.693% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $480,912 | — | $396,236 | — | — |
| 2023 | $586,548 | — | $302,650 | — | — |
| 2022 | $360,770 | — | $267,663 | — | $90,074 |