Plan Snapshot
- Plan Sponsor: Cst Industries, INC.
- Sponsor EIN: 823287886
- Sponsor Address: 903 E 104TH STREET SUITE 900, KANSAS CITY, MO, 64131
- Plan Type: 401(k)
- Total Participants: 492
- Total Assets: $47.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 492 | $47.3M | $739,695 | $2.3M |
| 2023 | 389 | $41.9M | $634,713 | $1.9M |
| 2022 | 361 | $37.2M | $239,108 | $1.8M |
| 2020 | 400 | $48.1M | $0 | $0 |
| 2019 | 452 | $47.4M | $0 | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY | RECORDKEEPER | $83,551 | — | $83,551 |
| UBS FINANCIAL SERVICES INC | INVESTMENT ADVISOR | $43,314 | — | $43,314 |
| PICKETT CHANEY & MCMULLEN LLP | AUDITOR | $16,250 | — | $16,250 |
| PICKETT, CHANEY & MCMULLEN LLP | Auditor | $16,250 | — | $16,250 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- PICKETT, CHANEY & MCMULLEN LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $159,365
- Estimated Expense Ratio: 0.337% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $143,239 | $43,313 | $19,044 | $16,250 | — |
| 2023 | $233,851 | $59,505 | $137,370 | $35,900 | — |
| 2022 | $270,181 | $77,973 | $169,288 | — | $21,500 |
| 2020 | $257,587 | — | — | — | — |
| 2019 | $99,112 | — | — | — | — |