Plan Snapshot
- Plan Sponsor: Capstone Investment Advisors LLC
- Sponsor EIN: 208601093
- Sponsor Address: 250 GREENWICH STREET 32ND FLOOR, NEW YORK, NY, 10007
- Plan Type: 401(k)
- Total Participants: 191
- Total Assets: $28.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 191 | $28.9M | $718,263 | $2.8M |
| 2023 | 165 | $21.6M | $573,819 | $2.4M |
| 2022 | 157 | $17.1M | $637,689 | $2.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ADVISORY GROUP, LLC | Investment Advisor | $6,751 | — | $6,751 |
| EMPOWER LIFE & ANNUITY INSURANCE CO | Recordkeeper | $6,472 | — | $6,472 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $13,223
- Estimated Expense Ratio: 0.046% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $13,223 | $6,751 | — | — | — |
| 2023 | $3,673 | $1,176 | — | — | — |
| 2022 | $5,236 | — | $5,236 | — | — |