Plan Snapshot
- Plan Sponsor: Pentegra Services, INC
- Sponsor EIN: 133745616
- Sponsor Address: 701 WESTCHESTER AVE, SUITE 320E, WHITE PLAINS, NY, 10604
- Plan Type: 401(k)
- Total Participants: 9,164
- Total Assets: $192.1M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 9,164 | $192.1M | $6.5M | $17.2M |
| 2023 | 1,970 | $68.0M | $6.0M | $7.0M |
| 2022 | 836 | $1.4M | $97,969 | $277,717 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PENTEGRA SERVICES INC | OTHER, CONTRACT ADMIN | $478,350 | — | $478,350 |
| NFP RETIREMENT INC | INVESTMENT ADVISOR, OTHE | $239,181 | — | $239,181 |
| BENEFIT TRUST COMPANY | OTHER | $19,074 | — | $19,074 |
| FLEXPATH STRATEGIES LLC | OTHER, INVESTMENT ADVISO | $6,309 | — | $6,309 |
| CITRIN COOPERMAN & COMPANY, LLP | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $742,914
- Estimated Expense Ratio: 0.387% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $984,923 | — | $984,923 | — | — |
| 2023 | $191,213 | — | $191,213 | — | — |
| 2022 | $31,247 | — | $1,330 | — | — |