Plan Snapshot

Plan Sponsor: Board Of Trustees Of Masters, Mates & Pilots Pension Plan
Sponsor EIN: 136372630
Sponsor Address: 700 MARITIME BOULEVARD, SUITE A, LINTHICUM HEIGHTS, MD, 210901996
Plan Type: DB
Total Participants: 644
Total Assets: $328.5M

Key Plan Design Features

Auto-Enrollment: No
Auto-Escalation: No
Allows Roth Contributions: No
Participant Loans: No
Participant-Directed Investments: No
ERISA Section 404(c) Fiduciary Safe Harbor: No

Plan Financials by Year

Year	Participants	Total Assets	Employer Contrib.	Employee Contrib.
2024	644	$328.5M	$13.1M	$0
2023	640	$332.2M	$12.6M	$0
2022	655	$336.3M	$12.0M	$0

Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

Provider Name	Role	Direct Compensation	Indirect Compensation	Total Fees
MARINER INSTITUTIONAL LLC	NONE	$275,000	—	$275,000
AMERICAN REALTY ADVISORS	NONE	$271,270	—	$271,270
IFM INVESTORS PTY LTD.	NONE	—	$265,237	$265,237
THE SEGAL COMPANY	NONE	$136,723	—	$136,723
SLEVIN & HART	NONE	$132,826	—	$132,826
LOOMIS SAYLES TRUST COMPANY	NONE	$52,284	—	$52,284
NORTHEN TRUST ASSET MANAGEMENT	NONE	$47,862	—	$47,862
GORFINE SCHILLER & GARDYN PA	NONE	$45,000	—	$45,000
IOMM&P	SPONSORING UNION	$42,446	—	$42,446
THE NORTHERN TRUST COMPANY	NONE	$42,184	—	$42,184
PATRICK MCCULLOUGH	EMPLOYEE	$28,779	—	$28,779
KENNETH RYAN	EMPLOYEE	$23,192	—	$23,192
INVESTMENT PERFORMANCE SERVICES LLC	NONE	$22,500	—	$22,500
MICHAEL MCCULLOUGH	EMPLOYEE	$17,519	—	$17,519
JOSEPH GIUSTO	EMPLOYEE	$14,498	—	$14,498
DAVID ROMANO	EMPLOYEE	$13,978	—	$13,978
PAULA PHILLIPS	EMPLOYEE	$13,582	—	$13,582
SHAWNA THORNTON	EMPLOYEE	$13,107	—	$13,107
ANN MCCULLOUGH	EMPLOYEE	$12,127	—	$12,127
DEBRA CAVEY	EMPLOYEE	$10,773	—	$10,773
MARCIA FAWTHROP	EMPLOYEE	$10,459	—	$10,459
ALFRED MANZO	EMPLOYEE	$9,970	—	$9,970
JESSICA CHADWELL	EMPLOYEE	$9,322	—	$9,322
JACK FINZ	NONE	$8,926	—	$8,926
ALICE ANDRZEJEWSKI	EMPLOYEE	$8,799	—	$8,799
DENISE ROMANO	EMPLOYEE	$8,463	—	$8,463
MARY JURNEY	EMPLOYEE	$7,539	—	$7,539
DIANE FITZBERGER	EMPLOYEE	$7,474	—	$7,474
ROMNEY PATTISON	EMPLOYEE	$7,392	—	$7,392
SYDNIE BOSSOM	EMPLOYEE	$7,354	—	$7,354
CYNTHIA LAMARTINA	EMPLOYEE	$7,049	—	$7,049
RUSS BALZARINI	EMPLOYEE	$7,039	—	$7,039
MAYRA ROBLES	EMPLOYEE	$6,878	—	$6,878
KATHRYNE MCGEE	EMPLOYEE	$6,868	—	$6,868
JEAN ADAMS-MENCIK	EMPLOYEE	$6,739	—	$6,739
SEAN MEAD	EMPLOYEE	$6,587	—	$6,587
VERA BRENNAN	EMPLOYEE	$6,554	—	$6,554
BICC	NONE	$6,178	—	$6,178
LISA LINDAUER	EMPLOYEE	$6,031	—	$6,031
MADELINE PETRELLI	EMPLOYEE	$5,968	—	$5,968
JENNIFER KELLNER	EMPLOYEE	$5,935	—	$5,935
CATHERINE GEOGHEGAN	EMPLOYEE	$5,421	—	$5,421
TERRENCE SHOWERS	EMPLOYEE	$5,382	—	$5,382
ELIZABETH GARY	EMPLOYEE	$5,299	—	$5,299

Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

SLEVIN & HART — NONE
GORFINE SCHILLER & GARDYN PA — NONE
PATRICK MCCULLOUGH — EMPLOYEE
KENNETH RYAN — EMPLOYEE
MICHAEL MCCULLOUGH — EMPLOYEE
JOSEPH GIUSTO — EMPLOYEE
DAVID ROMANO — EMPLOYEE
PAULA PHILLIPS — EMPLOYEE
SHAWNA THORNTON — EMPLOYEE
ANN MCCULLOUGH — EMPLOYEE
DEBRA CAVEY — EMPLOYEE
MARCIA FAWTHROP — EMPLOYEE
ALFRED MANZO — EMPLOYEE
JESSICA CHADWELL — EMPLOYEE
ALICE ANDRZEJEWSKI — EMPLOYEE
DENISE ROMANO — EMPLOYEE
MARY JURNEY — EMPLOYEE
DIANE FITZBERGER — EMPLOYEE
ROMNEY PATTISON — EMPLOYEE
SYDNIE BOSSOM — EMPLOYEE
CYNTHIA LAMARTINA — EMPLOYEE
RUSS BALZARINI — EMPLOYEE
MAYRA ROBLES — EMPLOYEE
KATHRYNE MCGEE — EMPLOYEE
JEAN ADAMS-MENCIK — EMPLOYEE
SEAN MEAD — EMPLOYEE
VERA BRENNAN — EMPLOYEE
LISA LINDAUER — EMPLOYEE
MADELINE PETRELLI — EMPLOYEE
JENNIFER KELLNER — EMPLOYEE
CATHERINE GEOGHEGAN — EMPLOYEE
TERRENCE SHOWERS — EMPLOYEE
ELIZABETH GARY — EMPLOYEE

Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

Total Service Provider Fees: $1,654,513
Estimated Expense Ratio: 0.504% of plan assets

Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

Year	Total Admin Expenses	Investment Mgmt Fees	Contract Admin Fees	IQPA Audit Fees	Professional Fees
2024	$1,835,531	$711,101	—	$45,000	—
2023	$2,146,328	$1,063,864	—	$48,000	—
2022	$2,101,357	$956,540	—	—	$279,438

Board Of Trustees Of Masters, Mates & Pilots Pension Plan DB Plan