Plan Snapshot
- Plan Sponsor: Mm&P Health & Benefit Fund Health And Benefit Plan
- Sponsor EIN: 136696938
- Sponsor Address: 700 MARITIME BLVD., LINTHICUM HEIGHTS, MD, 21090
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 3,874
- Total Assets: $62.7M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 3,874 | $62.7M | $80.1M | $6.0M |
| 2023 | 3,783 | $57.0M | $76.4M | $4.7M |
| 2022 | 3,682 | $53.7M | $70.5M | $5.0M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| CIGNA | Other Service Provider | $948,670 | — | $948,670 |
| SLEVIN & HART | ERISA Attorney | $495,184 | — | $495,184 |
| THE SEGAL COMPANY | Other Service Provider | $302,437 | — | $302,437 |
| MULTIPLAN | Other Service Provider | $267,313 | — | $267,313 |
| PATRICK MCCULLOUGH | Recordkeeper | $248,367 | — | $248,367 |
| IOMM&P | Other Service Provider | $227,188 | — | $227,188 |
| KENNETH RYAN | Recordkeeper | $200,151 | — | $200,151 |
| DELTA DENTAL | Other Service Provider | $159,108 | — | $159,108 |
| MICHAEL MCCULLOUGH | Recordkeeper | $151,191 | — | $151,191 |
| ROFFE ENTERPRISES | Other Service Provider | $132,130 | — | $132,130 |
| JOSEPH GIUSTO | Recordkeeper | $125,119 | — | $125,119 |
| DAVID ROMANO | Recordkeeper | $120,638 | — | $120,638 |
| PAULA PHILLIPS | Recordkeeper | $117,214 | — | $117,214 |
| SHAWNA THORNTON | Recordkeeper | $113,117 | — | $113,117 |
| ANN MCCULLOUGH | Recordkeeper | $104,658 | — | $104,658 |
| DEBRA CAVEY | Recordkeeper | $92,971 | — | $92,971 |
| MARCIA FAWTHROP | Recordkeeper | $90,265 | — | $90,265 |
| ALFRED MANZO | Recordkeeper | $86,046 | — | $86,046 |
| JESSICA CHADWELL | Recordkeeper | $80,450 | — | $80,450 |
| ALICE ANDRZEJEWSKI | Recordkeeper | $75,937 | — | $75,937 |
| RX SAVINGS LLC | Other Service Provider | $75,567 | — | $75,567 |
| DENISE ROMANO | Recordkeeper | $73,036 | — | $73,036 |
| MARY JURNEY | Recordkeeper | $65,063 | — | $65,063 |
| DIANE FITZBERGER | Recordkeeper | $64,499 | — | $64,499 |
| ROMNEY PATTISON | Recordkeeper | $63,797 | — | $63,797 |
| SYDNIE BOSSOM | Recordkeeper | $63,464 | — | $63,464 |
| CYNTHIA LAMARTINA | Recordkeeper | $60,836 | — | $60,836 |
| RUSS BALZARINI | Recordkeeper | $60,750 | — | $60,750 |
| MAYRA ROBLES | Recordkeeper | $59,360 | — | $59,360 |
| KATHRYNE MCGEE | Recordkeeper | $59,276 | — | $59,276 |
| AMERICAN HEALTH HOLDINGS LLC | Other Service Provider | $58,170 | — | $58,170 |
| JEAN ADAMS-MENCIK | Recordkeeper | $58,163 | — | $58,163 |
| SEAN MEAD | Recordkeeper | $56,847 | — | $56,847 |
| VERA BRENNAN | Recordkeeper | $56,563 | — | $56,563 |
| LISA LINDAUER | Recordkeeper | $52,053 | — | $52,053 |
| MADELINE PETRELLI | Recordkeeper | $51,506 | — | $51,506 |
| JENNIFER KELLNER | Recordkeeper | $51,220 | — | $51,220 |
| GORFINE SCHILLER & GARDYN PA | Auditor | $48,887 | — | $48,887 |
| CATHERINE GEOGHEGAN | Recordkeeper | $46,784 | — | $46,784 |
| TERRENCE SHOWERS | Recordkeeper | $46,444 | — | $46,444 |
| ELIZABETH GARY | Recordkeeper | $45,730 | — | $45,730 |
| MASHA JURNEY | Recordkeeper | $42,584 | — | $42,584 |
| B.I.C.C | Other Service Provider | $41,180 | — | $41,180 |
| LAURY JACKSON | Recordkeeper | $39,953 | — | $39,953 |
| JESSICA PERKINS | Recordkeeper | $35,514 | — | $35,514 |
| K.P. LAW, P.C. | Other Service Provider | $33,497 | — | $33,497 |
| CATHLEEN BRADLEY | Recordkeeper | $32,455 | — | $32,455 |
| KELSEY JOHNSON | Recordkeeper | $31,952 | — | $31,952 |
| TELUS HEALTH | Other Service Provider | $29,494 | — | $29,494 |
| DANIELLE RAU | Recordkeeper | $28,481 | — | $28,481 |
| GREEN LIGHT COST MANAGEMENT | Other Service Provider | $25,621 | — | $25,621 |
| STACEY SULLIVAN | Recordkeeper | $23,983 | — | $23,983 |
| CHARLENE ROGERS | Recordkeeper | $23,019 | — | $23,019 |
| THE NORTHERN TRUST COMPANY | Other Service Provider | $19,020 | — | $19,020 |
| EYEMED VISION CARE LLC | Other Service Provider | $16,032 | — | $16,032 |
| MARINER INSTITUTIONAL LLC (AND CO) | Other Service Provider | $15,000 | — | $15,000 |
| KIMBERLY GABLE | Recordkeeper | $14,878 | — | $14,878 |
| TERRASA & STAIR, P.A. | Other Service Provider | $14,454 | — | $14,454 |
| JACK FINZ | Other Service Provider | $11,898 | — | $11,898 |
| MARY FRANCES RIDGELY | Recordkeeper | $11,874 | — | $11,874 |
| GEORGE AIKINS | Recordkeeper | $9,360 | — | $9,360 |
| DAVID MICHELS | Recordkeeper | $9,053 | — | $9,053 |
| AVAILITY, LLC. | Other Service Provider | $9,000 | — | $9,000 |
| ADP | Recordkeeper | $7,643 | — | $7,643 |
| JUSTIN JONES | Recordkeeper | $5,143 | — | $5,143 |
| INTERNATIONAL SCHOLARSHIP AND TUITI | Other Service Provider | $5,000 | — | $5,000 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- SLEVIN & HART — ERISA Attorney
- PATRICK MCCULLOUGH — Recordkeeper
- KENNETH RYAN — Recordkeeper
- MICHAEL MCCULLOUGH — Recordkeeper
- JOSEPH GIUSTO — Recordkeeper
- DAVID ROMANO — Recordkeeper
- PAULA PHILLIPS — Recordkeeper
- SHAWNA THORNTON — Recordkeeper
- ANN MCCULLOUGH — Recordkeeper
- DEBRA CAVEY — Recordkeeper
- MARCIA FAWTHROP — Recordkeeper
- ALFRED MANZO — Recordkeeper
- JESSICA CHADWELL — Recordkeeper
- ALICE ANDRZEJEWSKI — Recordkeeper
- DENISE ROMANO — Recordkeeper
- MARY JURNEY — Recordkeeper
- DIANE FITZBERGER — Recordkeeper
- ROMNEY PATTISON — Recordkeeper
- SYDNIE BOSSOM — Recordkeeper
- CYNTHIA LAMARTINA — Recordkeeper
- RUSS BALZARINI — Recordkeeper
- MAYRA ROBLES — Recordkeeper
- KATHRYNE MCGEE — Recordkeeper
- JEAN ADAMS-MENCIK — Recordkeeper
- SEAN MEAD — Recordkeeper
- VERA BRENNAN — Recordkeeper
- LISA LINDAUER — Recordkeeper
- MADELINE PETRELLI — Recordkeeper
- JENNIFER KELLNER — Recordkeeper
- GORFINE SCHILLER & GARDYN PA — Auditor
- CATHERINE GEOGHEGAN — Recordkeeper
- TERRENCE SHOWERS — Recordkeeper
- ELIZABETH GARY — Recordkeeper
- MASHA JURNEY — Recordkeeper
- LAURY JACKSON — Recordkeeper
- JESSICA PERKINS — Recordkeeper
- CATHLEEN BRADLEY — Recordkeeper
- KELSEY JOHNSON — Recordkeeper
- DANIELLE RAU — Recordkeeper
- STACEY SULLIVAN — Recordkeeper
- CHARLENE ROGERS — Recordkeeper
- KIMBERLY GABLE — Recordkeeper
- MARY FRANCES RIDGELY — Recordkeeper
- GEORGE AIKINS — Recordkeeper
- DAVID MICHELS — Recordkeeper
- ADP — Recordkeeper
- JUSTIN JONES — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $5,892,257
- Estimated Expense Ratio: 9.401% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $5,332,865 | $34,020 | — | $48,887 | — |
| 2023 | $5,204,768 | $35,143 | — | $53,000 | — |
| 2022 | $4,723,813 | $32,940 | — | — | $780,473 |