Plan Snapshot
- Plan Sponsor: Board Of Trustees Of M.M.&P. Individual Retirement Account Plan
- Sponsor EIN: 133021839
- Sponsor Address: 700 MARITIME BLVD, SUITE A, LINTHICUM HEIGHTS, MD, 210901996
- Plan Type: DC
- Total Participants: 2,170
- Total Assets: $523.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 2,170 | $523.2M | $13.6M | $12.5M |
| 2023 | 2,170 | $464.3M | $12.3M | $11.6M |
| 2022 | 1,997 | $398.7M | $10.8M | $10.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS | Recordkeeper | $194,819 | — | $194,819 |
| SLEVIN & HART | ERISA Attorney | $86,150 | — | $86,150 |
| IOMM&P | Other Service Provider | $57,703 | — | $57,703 |
| PATRICK MCCULLOUGH | Recordkeeper | $25,158 | — | $25,158 |
| ANDCO CONSULTING (MARINER INST LLC) | Other Service Provider | $25,000 | — | $25,000 |
| GORFINE SCHILLER & GARDYN PA | Auditor | $22,000 | — | $22,000 |
| KENNETH RYAN | Recordkeeper | $20,274 | — | $20,274 |
| MICHAEL MCCULLOUGH | Recordkeeper | $15,315 | — | $15,315 |
| JOSEPH GIUSTO | Recordkeeper | $12,674 | — | $12,674 |
| DAVID ROMANO | Recordkeeper | $12,220 | — | $12,220 |
| SEGAL COMPANY | Other Service Provider | $11,915 | — | $11,915 |
| PAULA PHILLIPS | Recordkeeper | $11,873 | — | $11,873 |
| SHAWNA THORNTON | Recordkeeper | $11,458 | — | $11,458 |
| ANN MARIE MCCULLOUGH | Recordkeeper | $10,601 | — | $10,601 |
| DEBRA CAVEY | Recordkeeper | $9,417 | — | $9,417 |
| MARCIA FAWTHROP | Recordkeeper | $9,143 | — | $9,143 |
| ALFRED MANZO | Recordkeeper | $8,716 | — | $8,716 |
| JESSICA CHADWELL | Recordkeeper | $8,149 | — | $8,149 |
| ALICE ANDRZEJEWSKI | Recordkeeper | $7,692 | — | $7,692 |
| DENISE ROMANO | Recordkeeper | $7,398 | — | $7,398 |
| MARY JURNEY | Recordkeeper | $6,590 | — | $6,590 |
| DIANE FITZBERGER | Recordkeeper | $6,533 | — | $6,533 |
| ROMNEY PATTISON | Recordkeeper | $6,462 | — | $6,462 |
| SYDNIE BOSSOM | Recordkeeper | $6,429 | — | $6,429 |
| CYNTHIA LAMARTINA | Recordkeeper | $6,162 | — | $6,162 |
| RUSS BALZARINI | Recordkeeper | $6,154 | — | $6,154 |
| MAYRA ROBLES | Recordkeeper | $6,013 | — | $6,013 |
| KATHRYNE MCGEE | Recordkeeper | $6,004 | — | $6,004 |
| JEAN ADAMS-MENCIK | Recordkeeper | $5,892 | — | $5,892 |
| SEAN MEAD | Recordkeeper | $5,758 | — | $5,758 |
| VERA BRENNAN | Recordkeeper | $5,729 | — | $5,729 |
| LISA LINDAUER | Recordkeeper | $5,273 | — | $5,273 |
| MADELINE PETRELLI | Recordkeeper | $5,217 | — | $5,217 |
| JENNIFER KELLNER | Recordkeeper | $5,188 | — | $5,188 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS — Recordkeeper
- SLEVIN & HART — ERISA Attorney
- PATRICK MCCULLOUGH — Recordkeeper
- GORFINE SCHILLER & GARDYN PA — Auditor
- KENNETH RYAN — Recordkeeper
- MICHAEL MCCULLOUGH — Recordkeeper
- JOSEPH GIUSTO — Recordkeeper
- DAVID ROMANO — Recordkeeper
- PAULA PHILLIPS — Recordkeeper
- SHAWNA THORNTON — Recordkeeper
- ANN MARIE MCCULLOUGH — Recordkeeper
- DEBRA CAVEY — Recordkeeper
- MARCIA FAWTHROP — Recordkeeper
- ALFRED MANZO — Recordkeeper
- JESSICA CHADWELL — Recordkeeper
- ALICE ANDRZEJEWSKI — Recordkeeper
- DENISE ROMANO — Recordkeeper
- MARY JURNEY — Recordkeeper
- DIANE FITZBERGER — Recordkeeper
- ROMNEY PATTISON — Recordkeeper
- SYDNIE BOSSOM — Recordkeeper
- CYNTHIA LAMARTINA — Recordkeeper
- RUSS BALZARINI — Recordkeeper
- MAYRA ROBLES — Recordkeeper
- KATHRYNE MCGEE — Recordkeeper
- JEAN ADAMS-MENCIK — Recordkeeper
- SEAN MEAD — Recordkeeper
- VERA BRENNAN — Recordkeeper
- LISA LINDAUER — Recordkeeper
- MADELINE PETRELLI — Recordkeeper
- JENNIFER KELLNER — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $651,079
- Estimated Expense Ratio: 0.124% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $913,806 | $222,819 | — | $22,000 | — |
| 2023 | $904,847 | $235,913 | — | $27,730 | — |
| 2022 | $949,762 | $297,121 | — | — | $92,273 |