Plan Snapshot
- Plan Sponsor: Board Of Trustees Of Iron Workers Local 395 Annuity Fund
- Sponsor EIN: 351959984
- Sponsor Address: ZENITH AMERICAN SOLUTIONS, INC., OAK BROOK, IL, 60523
- Plan Type: DC
- Total Participants: 754
- Total Assets: $70.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 754 | $70.2M | $7.0M | $0 |
| 2023 | 824 | $62.0M | $6.6M | $0 |
| 2022 | 700 | $51.7M | $6.3M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS | NONE | $104,662 | — | $104,662 |
| CAPFINANCIAL PARTNERS, LLC | NONE | $58,125 | — | $58,125 |
| MATRIX TRUST COMPANY | NONE | $25,771 | — | $25,771 |
| ASHER, GITTLER & D'ALBA, LTD. | NONE | $24,228 | — | $24,228 |
| LEGACY PROFESSIONALS LLP | NONE | $21,674 | — | $21,674 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- MATRIX TRUST COMPANY — NONE
- LEGACY PROFESSIONALS LLP — NONE
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $234,460
- Estimated Expense Ratio: 0.334% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $244,428 | $83,896 | $98,679 | $13,850 | — |
| 2023 | $270,054 | $84,440 | $115,141 | $13,550 | — |
| 2022 | $232,911 | $72,969 | $104,961 | — | $26,743 |