Plan Snapshot

Plan Sponsor: Bd. Of Trustees Of Mass. Laborers Annuity Fund
Sponsor EIN: 046553616
Sponsor Address: 1400 DISTRICT AVENUE, BURLINGTON, MA, 018035236
Plan Type: DC
Total Participants: 13,601
Total Assets: $2.3B

Key Plan Design Features

Auto-Enrollment: No
Auto-Escalation: No
Allows Roth Contributions: No
Participant Loans: No
Participant-Directed Investments: No
ERISA Section 404(c) Fiduciary Safe Harbor: No

Plan Financials by Year

Year	Participants	Total Assets	Employer Contrib.	Employee Contrib.
2024	13,601	$2.3B	$149.2M	$0
2023	11,506	$2.2B	$149.6M	$0
2022	11,709	$2.0B	$147.7M	$0

Service Providers (Schedule C)

Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).

Provider Name	Role	Direct Compensation	Indirect Compensation	Total Fees
WALTER SCOTT & PARTNERS LIMITED	NONE	$591,336	—	$591,336
MEKETA INVESTMENT GROUP	NONE	$571,217	—	$571,217
ARTISAN PARTNERS LP	NONE	$525,322	—	$525,322
DODGE & COX INVESTMENT MANAGER	NONE	$498,122	—	$498,122
ACADIAN ASSET MANAGEMENT LLC	NONE	$469,993	—	$469,993
STATE STREET BANK AND TRUST COMPANY	NONE	$386,598	—	$386,598
ALLIANCE BERNSTEIN LP	NONE	$305,111	—	$305,111
STATE STREET GLOBAL ADVISORS	NONE	$243,549	—	$243,549
LAZARD ASSET MANAGEMENT	NONE	$191,927	—	$191,927
SCHULTHEIS & PANETTIERI LLP	NONE	$150,401	—	$150,401
SEGAL ROITMAN LLP	NONE	$145,107	—	$145,107
THE SEGAL CO (EASTERN STATES), INC	NONE	$119,486	—	$119,486
CMIT SOLUTIONS	NONE	$89,913	—	$89,913
EMPLOYEE A	NONE	$88,920	—	$88,920
EMPLOYEE B	NONE	$77,903	—	$77,903
EMPLOYEE C	NONE	$62,939	—	$62,939
BRIDGEWAY BENEFIT TECHNOLOGIES	NONE	$54,758	—	$54,758
EMPLOYEE D	NONE	$53,131	—	$53,131
CORRENTE LAW CORP	ATTORNEY	$52,000	—	$52,000
O'REILLY GROSSO GROSS & JONES P.C.	NONE	$52,000	—	$52,000
EMPLOYEE E	NONE	$48,732	—	$48,732
617 MEDIA GROUP	NONE	$47,683	—	$47,683
EMPLOYEE F	NONE	$40,552	—	$40,552
EMPLOYEE G	NONE	$39,285	—	$39,285
EMPLOYEE H	NONE	$38,058	—	$38,058
EMPLOYEE K	NONE	$34,405	—	$34,405
EMPLOYEE I	NONE	$34,346	—	$34,346
EMPLOYEE J	NONE	$34,339	—	$34,339
EMPLOYEE L	NONE	$30,203	—	$30,203
EMPLOYEE M	NONE	$28,353	—	$28,353
EMPLOYEE N	NONE	$27,129	—	$27,129
EMPLOYEE O	NONE	$26,821	—	$26,821
EMPLOYEE P	NONE	$26,656	—	$26,656
EMPLOYEE Q	NONE	$26,480	—	$26,480
SEGAL SELECT INS SVCS INC	NONE	—	$25,953	$25,953
EMPLOYEE R	NONE	$25,671	—	$25,671
EMPLOYEE S	NONE	$25,354	—	$25,354
RHUMBLINE ADVISERS LP	NONE	$15,947	—	$15,947
KONICA MINOLTA PREMIER	NONE	$6,688	—	$6,688
RANKIN & SULTAN	NONE	$5,816	—	$5,816
ROBERT HALF	NONE	$5,308	—	$5,308
PROXYVOTE PLUS HOLDINGS INC	NONE	$5,000	—	$5,000

Verified Provider Profiles

Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:

SCHULTHEIS & PANETTIERI LLP — NONE
EMPLOYEE A — NONE
EMPLOYEE B — NONE
EMPLOYEE C — NONE
EMPLOYEE D — NONE
EMPLOYEE E — NONE
EMPLOYEE F — NONE
EMPLOYEE G — NONE
EMPLOYEE H — NONE
EMPLOYEE K — NONE
EMPLOYEE I — NONE
EMPLOYEE J — NONE
EMPLOYEE L — NONE
EMPLOYEE M — NONE
EMPLOYEE N — NONE
EMPLOYEE O — NONE
EMPLOYEE P — NONE
EMPLOYEE Q — NONE
EMPLOYEE R — NONE
EMPLOYEE S — NONE

Plan Fees & Expenses

Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.

Total Service Provider Fees: $5,328,512
Estimated Expense Ratio: 0.233% of plan assets

Historical Administrative Expenses

Breakdown of administrative expense categories reported on Form 5500 filings.

Year	Total Admin Expenses	Investment Mgmt Fees	Contract Admin Fees	IQPA Audit Fees	Professional Fees
2024	$6,430,588	$3,579,610	—	$89,901	—
2023	$6,518,739	$3,459,667	—	$76,000	—
2022	$6,518,505	$4,045,992	—	—	$474,147

Bd. Of Trustees Of Mass. Laborers Annuity Fund DC Plan