Plan Snapshot
- Plan Sponsor: Bot North Atlantic States Carpenters Vacation Fund
- Sponsor EIN: 043322721
- Sponsor Address: 350 FORDHAM ROAD, WILMINGTON, MA, 01887
- Plan Type: 401(k)
- Plan Number: 501
- Total Participants: 11,826
- Total Assets: $5.8M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 11,826 | $5.8M | $0 | $22.6M |
| 2023 | 11,749 | $6.1M | $0 | $23.3M |
| 2022 | 11,782 | $6.0M | $0 | $23.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| NAS CARPENTERS PENSION FUND (CCA) | Other Service Provider | $99,137 | — | $99,137 |
| THE JOURNEYMAN PRESS | Other Service Provider | $27,637 | — | $27,637 |
| SCHULTHEIS & PANETTIERI, LLP | Auditor | $17,000 | — | $17,000 |
| HYGRADE BUSINESS GROUP, INC. | Other Service Provider | $6,181 | — | $6,181 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- SCHULTHEIS & PANETTIERI, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $149,955
- Estimated Expense Ratio: 2.583% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $200,582 | — | — | $17,000 | — |
| 2023 | $149,593 | — | — | $15,000 | — |
| 2022 | $127,635 | — | — | — | $14,000 |