Plan Snapshot
- Plan Sponsor: Associated Builders And Contractors Northern California Chapter
- Sponsor EIN: 943378739
- Sponsor Address: 4577 LAS POSITAS ROAD, UNIT C, LIVERMORE, CA, 94551
- Plan Type: Health & Welfare
- Plan Number: 501
- Total Participants: 1,268
- Total Assets: $7.6M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,268 | $7.6M | $11.9M | $26,120 |
| 2023 | 1,438 | $6.5M | $13.5M | $2,008 |
| 2022 | 1,320 | $5.6M | $11.9M | $9,493 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| HUB INTERNATIONAL | Other Service Provider | $584,030 | — | $584,030 |
| FRINGE BENEFIT GROUP, INC. | Other Service Provider | $331,963 | — | $331,963 |
| ABC-NCC | Other Service Provider | $57,472 | — | $57,472 |
| MOSS ADAMS LLP | Other Service Provider | $50,620 | — | $50,620 |
| GAROFOLO & RAMSDELL, LLP | Other Service Provider | $48,000 | — | $48,000 |
| RR DONNELLEY COMPANY | Other Service Provider | $39,326 | — | $39,326 |
| CHARLES SCHWAB | Recordkeeper | $6,690 | — | $6,690 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- CHARLES SCHWAB — Recordkeeper
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,118,101
- Estimated Expense Ratio: 14.732% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,146,914 | $6,690 | $331,963 | $31,070 | — |
| 2023 | $1,420,093 | $6,094 | $389,847 | — | — |
| 2022 | $1,281,734 | $6,052 | $293,036 | — | $181,128 |