Plan Snapshot
- Plan Sponsor: American Water Resources LLC, Dba Oncourse Home Solutions
- Sponsor EIN: 540912221
- Sponsor Address: 1415 W DIEHL RD., SUITE 270, NAPERVILLE, IL, 60563
- Plan Type: 401(k)
- Total Participants: 624
- Total Assets: $40.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 624 | $40.2M | $4.5M | $4.0M |
| 2023 | 391 | $30.2M | $3.8M | $2.8M |
| 2022 | 525 | $21.6M | $3.1M | $1.8M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EMPOWER ANNUITY INSURANCE COMPANY O | RECORDKEEPER | $117,811 | — | $117,811 |
| EDELMAN FINANCIAL HOLDINGS III | INVESTMENT ADVISOR | $56,978 | — | $56,978 |
| EMPOWER ADVISORY GROUP, LLC | INVESTMENT MGMT | $12,938 | — | $12,938 |
| TYCOR BENEFIT ADMINISTRATORS, INC. | CONTRACT ADMIN | $7,242 | — | $7,242 |
| WORLD INVESTMENT ADVISORS LLC | INVESTMENT ADVISOR | $6,825 | — | $6,825 |
| WARADY & DAVIS LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- WARADY & DAVIS LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $201,794
- Estimated Expense Ratio: 0.502% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $128,323 | $128,323 | — | — | — |
| 2023 | $104,442 | $104,442 | — | — | — |
| 2022 | $41,920 | — | $41,920 | — | — |