Plan Snapshot
- Plan Sponsor: American Refining Group, INC.
- Sponsor EIN: 222318612
- Sponsor Address: 55 ALPHA DRIVE WEST, PITTSBURGH, PA, 15238
- Plan Type: 401(k)
- Plan Number: 001
- Total Participants: 400
- Total Assets: $66.4M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2025 | 400 | $66.4M | $0 | $0 |
| 2024 | 325 | $58.5M | $1.7M | $2.8M |
| 2023 | 319 | $50.6M | $1.4M | $2.7M |
| 2022 | 326 | $43.1M | $1.3M | $2.6M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| JOHN HANCOCK | Other Service Provider | $73,782 | — | $73,782 |
| PNC INSTITUTIONAL ASSET MANAGEMENT | Other Service Provider | $62,800 | — | $62,800 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $136,582
- Estimated Expense Ratio: 0.206% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2025 | $6,974,534 | $62,800 | $73,782 | — | — |
| 2024 | $135,857 | $72,102 | $63,755 | — | — |
| 2023 | $154,902 | $94,021 | $60,881 | — | — |
| 2022 | $142,473 | $80,451 | $62,022 | — | — |