Plan Snapshot
- Plan Sponsor: Agc Of America, Sd Chapter, INC. 401(K) Profit Sharing Plan
- Sponsor EIN: 951951119
- Sponsor Address: 530 B STREET, SAN DIEGO, CA, 92101
- Plan Type: 401(k)
- Total Participants: 2,604
- Total Assets: $170.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 2,604 | $170.7M | $10.7M | $6.1M |
| 2023 | 2,754 | $153.6M | $10.4M | $5.7M |
| 2022 | 4,749 | $127.4M | $9.1M | $5.6M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| AGC RETIREMENT TRUST | PLAN SPONSOR | $919,886 | — | $919,886 |
| WEST COAST GROUP BENEFITS | CONSULTING | $212,900 | — | $212,900 |
| TRANSAMERICA FINANCIAL LIFE INSURAN | RECORDKEEPER | $70,176 | — | $70,176 |
| FUTUREPLAN BY ASCENSUS | RECORDKEEPER | $58,525 | $364 | $58,889 |
| LEAFHOUSE FINANCIAL ADVISORS, LLC | INVESTMENT ADVISORY - PL | $55,225 | — | $55,225 |
| MMA SECURITIES | INVESTMENT ADVISORY-PLAN | $26,250 | — | $26,250 |
| SCHAFFER ENTERPRISES | RECORDKEEPING | $22,225 | — | $22,225 |
| CAVIGNAC & ASSOCIATES | RECORDKEEPER | $10,085 | — | $10,085 |
| INDEPENDENT ADVISOR ALLIANCE | INVESTMENT ADVISORY | $8,925 | — | $8,925 |
| MCGRIFF INS SVCS | CONSULTING | $8,700 | — | $8,700 |
| BAKER TILLY US, LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- WEST COAST GROUP BENEFITS — CONSULTING
- TRANSAMERICA FINANCIAL LIFE INSURAN — RECORDKEEPER
- FUTUREPLAN BY ASCENSUS — RECORDKEEPER
- MMA SECURITIES — INVESTMENT ADVISORY-PLAN
- BAKER TILLY US, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $1,393,261
- Estimated Expense Ratio: 0.816% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $1,048,583 | — | — | — | — |
| 2023 | $1,015,183 | — | — | — | — |
| 2022 | $293,244 | — | — | — | — |