Plan Snapshot
- Plan Sponsor: Board Of Trustees Western States Insulators And Allied Workers Indiv
- Sponsor EIN: 510155190
- Sponsor Address: 7180 KOLL CENTER PARKWAY, #200, PLEASANTON, CA, 945663184
- Plan Type: DC
- Total Participants: 7,048
- Total Assets: $486.9M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 7,048 | $486.9M | $27.2M | $0 |
| 2023 | 6,552 | $443.2M | $26.3M | $0 |
| 2022 | 6,468 | $383.7M | $23.8M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| BENESYS ADMINISTRATORS | Other Service Provider | $430,364 | — | $430,364 |
| EMPOWER ANNUITY INSURANCE COMPANY | Other Service Provider | $201,992 | — | $201,992 |
| WITHUMSMITH+BROWN, PC | Auditor | $93,898 | — | $93,898 |
| KRAW LAW GROUP, APC | Other Service Provider | $79,428 | — | $79,428 |
| MEKETA INVESTMENT GROUP, INC. | Other Service Provider | $50,206 | — | $50,206 |
| SMART SOURCE LLC | Other Service Provider | $24,289 | — | $24,289 |
| COMPLIANCE VERIFICATION | Other Service Provider | $24,263 | — | $24,263 |
| IRON MOUNTAIN | Other Service Provider | $18,811 | — | $18,811 |
| STEPHEN HORN INSURANCE SERVICES | Investment Advisor | — | $5,308 | $5,308 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- WITHUMSMITH+BROWN, PC — Auditor
- STEPHEN HORN INSURANCE SERVICES — Investment Advisor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $928,559
- Estimated Expense Ratio: 0.191% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $972,850 | $50,206 | $387,549 | $100,020 | — |
| 2023 | $862,981 | $74,321 | $355,722 | $31,718 | — |
| 2022 | $1,089,391 | $74,092 | $340,241 | — | $257,052 |