Plan Snapshot
- Plan Sponsor: Ywca Retirement Fund, INC.
- Sponsor EIN: 131624231
- Sponsor Address: 55 BROADWAY, NEW YORK, NY, 10006
- Plan Type: DB
- Total Participants: 4,607
- Total Assets: $407.2M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 4,607 | $407.2M | $14.6M | $2.5M |
| 2023 | 4,468 | $386.7M | $13.3M | $2.2M |
| 2022 | 4,483 | $370.5M | $12.7M | $2.1M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| YWCA RETIREMENT FUND STAFF | Other Service Provider | $2,675,045 | — | $2,675,045 |
| ANGELO, GORDON & CO. | Investment Advisor | $1,091,780 | — | $1,091,780 |
| STRATEGIC INVESTMENT MANAGEMENT | Other Service Provider | $1,030,244 | — | $1,030,244 |
| 55 BROADWAY ASSOCIATES, LLC | Other Service Provider | $641,364 | — | $641,364 |
| PROCENTIA | Other Service Provider | $407,862 | — | $407,862 |
| COMPUTER DESIGN & INTEGRATION LLC | Other Service Provider | $377,815 | — | $377,815 |
| OXFORD | Insurance Carrier | $310,841 | — | $310,841 |
| MCDERMOTT, WILL & EMERY LLP | ERISA Attorney | $283,595 | — | $283,595 |
| JPMORGAN CHASE BANK | Custodian / Trustee | $220,257 | — | $220,257 |
| WILLIS OF NY | Insurance Carrier | $219,167 | — | $219,167 |
| MERCER | Actuary | $196,900 | — | $196,900 |
| BRAINZHIVE INFOTECH SOLUTIONS LLP | Other Service Provider | $128,520 | — | $128,520 |
| WITHUM SMITH BROWN, PC | Auditor | $122,247 | — | $122,247 |
| TRUST COMPANY OF THE WEST | Investment Advisor | $56,886 | — | $56,886 |
| ELLINGTON MANAGEMENT GROUP, LLC | Investment Advisor | $55,426 | — | $55,426 |
| UNUM | Insurance Carrier | $47,817 | — | $47,817 |
| MANHATTAN DIGITAL DIRECT MARKETING, | Other Service Provider | $44,073 | — | $44,073 |
| CONRAD NEW YORK DOWNTOWN | Other Service Provider | $40,967 | — | $40,967 |
| BLUE CHIP STAFFING LLC | Other Service Provider | $39,298 | — | $39,298 |
| GUARDIAN | Insurance Carrier | $27,747 | — | $27,747 |
| GREYCASTLE SECURITY, INC. | Other Service Provider | $26,376 | — | $26,376 |
| PAYCHEX OF NEW YORK LLC | Other Service Provider | $26,013 | — | $26,013 |
| RINGCENTRAL INC. | Other Service Provider | $22,405 | — | $22,405 |
| EMAZZANTI TECHNOLOGIES | Other Service Provider | $21,723 | — | $21,723 |
| WELLS FARGO BANK | Other Service Provider | $19,241 | — | $19,241 |
| WELLINGTON MANAGEMENT COMPANY | Investment Advisor | $18,241 | — | $18,241 |
| SALESFORCE | Other Service Provider | $16,034 | — | $16,034 |
| METASOURCE, LLC | Other Service Provider | $15,309 | — | $15,309 |
| ARKUS, INC. | Other Service Provider | $12,942 | — | $12,942 |
| THOMSON LEGAL & REG | Other Service Provider | $12,071 | — | $12,071 |
| STRAC INC | Other Service Provider | $12,000 | — | $12,000 |
| CROWN CASTLE FIBER LLC | Other Service Provider | $11,414 | — | $11,414 |
| DOCUSIGN | Other Service Provider | $11,100 | — | $11,100 |
| ACCOUNTNET, INC. | Other Service Provider | $10,625 | — | $10,625 |
| DUANE MORRIS | ERISA Attorney | $10,474 | — | $10,474 |
| RAYGUN | Other Service Provider | $7,800 | — | $7,800 |
| VERIZON | Other Service Provider | $6,169 | — | $6,169 |
| BLACKHAWK NETWORK INC | Other Service Provider | $6,032 | — | $6,032 |
| STATE STREET GLOBAL ADVISORS TRUST | Investment Advisor | $5,604 | $119 | $5,723 |
| ADOBE | Other Service Provider | $5,470 | — | $5,470 |
| TRAKSTAR | Other Service Provider | $5,085 | — | $5,085 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- ANGELO, GORDON & CO. — Investment Advisor
- JPMORGAN CHASE BANK — Custodian / Trustee
- GUARDIAN — Insurance Carrier
- DUANE MORRIS — ERISA Attorney
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $8,300,098
- Estimated Expense Ratio: 2.038% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $8,425,857 | $990,708 | — | $109,720 | — |
| 2023 | $8,307,050 | $1,051,895 | — | $112,991 | — |
| 2022 | $7,973,986 | $1,149,849 | — | — | $538,505 |