Plan Snapshot
- Plan Sponsor: Board Of Directors Of Pentegra Defined Contribution Plan
- Sponsor EIN: 136321489
- Sponsor Address: 701 WESTCHESTER AVENUE, SUITE 320E, WHITE PLAINS, NY, 10604
- Plan Type: 401(k)
- Total Participants: 35,585
- Total Assets: $2.3B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 35,585 | $2.3B | $42.0M | $67.4M |
| 2023 | 35,000 | $2.2B | $38.7M | $71.1M |
| 2022 | 16,522 | $2.1B | $45.8M | $74.5M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PENTEGRA RETIREMENT SERVICES | CONTRACT ADMIN | $8,842,089 | — | $8,842,089 |
| RELIANCE TRUST COMPANY | TRUSTEE | $49,535 | — | $49,535 |
| GLOBAL RETIREMENT PARTNERS | INVESTMENT ADVISORY-PLAN | $45,397 | — | $45,397 |
| CLIFTON LARSON ALLEN | ACCOUNTING | $29,400 | — | $29,400 |
| CAMBRIDGE INVESTMENT RESEARCH, INC | INVESTMENT ADVISORY(PLAN | $11,140 | — | $11,140 |
| CUSO FINANCIAL SERVICES, LP | INVESTMENT ADVISORY (PLA | $6,342 | — | $6,342 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- RELIANCE TRUST COMPANY — TRUSTEE
- CLIFTON LARSON ALLEN — ACCOUNTING
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $8,983,903
- Estimated Expense Ratio: 0.397% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $17,414,380 | — | $8,842,088 | $34,896 | — |
| 2023 | $17,505,240 | $453,573 | $8,121,816 | $46,200 | — |
| 2022 | $21,140,497 | $9,514,740 | $10,146,706 | — | $67,834 |