Plan Snapshot
- Plan Sponsor: Yale University
- Sponsor EIN: 060646973
- Sponsor Address: PO BOX 208372, NEW HAVEN, CT, 06520
- Plan Type: 403(b)
- Total Participants: 20,372
- Total Assets: $873.9M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: No
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 20,372 | $873.9M | $0 | $6.4M |
| 2023 | 20,395 | $840.1M | $0 | $6.1M |
| 2022 | 19,451 | $785.4M | $61,068 | $7.3M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TIAA | NONE | $91,762 | — | $91,762 |
| KREITLER FINANCIAL, LLC | NONE | $91,740 | — | $91,740 |
| TIDEWATER WEALTH MANAGEMENT | NONE | $58,384 | — | $58,384 |
| AON INVESTMENTS USA INC | NONE | $51,688 | — | $51,688 |
| ASSETMARK,INC. | NONE | $5,575 | — | $5,575 |
| GRANT THORNTON, LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TIAA — NONE
- GRANT THORNTON, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $299,149
- Estimated Expense Ratio: 0.034% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $301,297 | $207,934 | — | — | — |
| 2023 | $262,726 | $159,229 | — | — | — |
| 2022 | $246,003 | $142,667 | — | — | — |