Plan Snapshot
- Plan Sponsor: Yale University
- Sponsor EIN: 060646973
- Sponsor Address: PO BOX 208372, NEW HAVEN, CT, 06520
- Plan Type: 403(b)
- Total Participants: 13,709
- Total Assets: $8.3B
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: Yes
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 13,709 | $8.3B | $183.1M | $167.8M |
| 2023 | 13,006 | $7.4B | $166.9M | $155.2M |
| 2022 | 11,507 | $6.4B | $147.9M | $136.6M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| TIAA | NONE | $763,583 | — | $763,583 |
| AON INVESTMENTS USA INC | NONE | $716,932 | — | $716,932 |
| KREITLER FINANCIAL, LLC | NONE | $476,149 | — | $476,149 |
| ASSETMARK,INC. | NONE | $93,464 | — | $93,464 |
| TIDEWATER WEALTH MANAGEMENT | NONE | $58,230 | — | $58,230 |
| FLEXIBLE PLAN INVESTMENTS, LTD. | NONE | $48,197 | — | $48,197 |
| GRANT THORNTON, LLP | NONE | $29,675 | — | $29,675 |
| COMMONWEALTH FINANCIAL NETWORK(H/O) | NONE | $27,276 | — | $27,276 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- TIAA — NONE
- GRANT THORNTON, LLP — NONE
- COMMONWEALTH FINANCIAL NETWORK(H/O) — NONE
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $2,213,506
- Estimated Expense Ratio: 0.027% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $2,262,486 | $1,426,239 | $52,187 | $29,675 | — |
| 2023 | $1,934,426 | $1,080,353 | $6,204 | $22,575 | — |
| 2022 | $1,773,992 | $996,751 | — | — | $10,857 |