Plan Snapshot
- Plan Sponsor: Woodsville Guaranty Savings Bank
- Sponsor EIN: 020205780
- Sponsor Address: 189 COTTAGE STREET, LITTLETON, NH, 035614201
- Plan Type: 401(k)
- Total Participants: 104
- Total Assets: $15.7M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 104 | $15.7M | $282,476 | $503,174 |
| 2023 | 119 | $13.9M | $169,640 | $505,479 |
| 2022 | 124 | $12.5M | $415,940 | $508,896 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| WILSHIRE ASSOCIATES INC | INVESTMENT ADVISOR | — | $7,243 | $7,243 |
| A.M. PEISCH & COMPANY, LLP | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- WILSHIRE ASSOCIATES INC — INVESTMENT ADVISOR
- A.M. PEISCH & COMPANY, LLP — Auditor
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $7,243
- Estimated Expense Ratio: 0.046% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $4,426 | — | $3,800 | — | — |
| 2023 | $3,338 | — | $3,338 | — | — |
| 2022 | $2,915 | — | $2,915 | — | — |