Plan Snapshot
- Plan Sponsor: Woodard & Curran, INC.
- Sponsor EIN: 010363222
- Sponsor Address: 12 MOUNTFORT STREET, PORTLAND, ME, 04101
- Plan Type: 401(k)
- Total Participants: 1,358
- Total Assets: $259.0M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: No
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,358 | $259.0M | $3.9M | $12.2M |
| 2023 | 1,296 | $225.4M | $3.6M | $11.4M |
| 2022 | 1,240 | $186.1M | $3.3M | $10.4M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| FIDELITY INVESTMENTS INSTITUTIONAL | RECORDKEEPER | $101,748 | — | $101,748 |
| MORGAN STANLEY SMITH BARNEY LLC | INVESTMENT ADVISOR | $60,000 | — | $60,000 |
| BERRY, DUNN, MCNEIL & PARKER | Auditor | — | — | $0 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- FIDELITY INVESTMENTS INSTITUTIONAL — RECORDKEEPER
- MORGAN STANLEY SMITH BARNEY LLC — INVESTMENT ADVISOR
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $161,748
- Estimated Expense Ratio: 0.062% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $161,748 | — | $1,200 | — | — |
| 2023 | $156,320 | — | — | — | — |
| 2022 | $180,212 | — | — | — | — |