Plan Snapshot
- Plan Sponsor: Wm. A. Straub, INC.
- Sponsor EIN: 430619411
- Sponsor Address: 8282 FORSYTH BLVD, CLAYTON, MO, 631051626
- Plan Type: 401(k)
- Total Participants: 315
- Total Assets: $8.2M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 315 | $8.2M | $275,104 | $371,018 |
| 2023 | 298 | $6.8M | $183,401 | $360,002 |
| 2022 | 320 | $5.3M | $101,094 | $303,097 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| PRINCIPAL FINANCIAL GROUP | CONTRACT ADMINISTRATOR | $50,737 | — | $50,737 |
| ARCHFORD CAPITAL STRATEGIES LLC | INVESTMENT ADVISORY | — | $22,766 | $22,766 |
| ORENDA RETIREMENT LLC | CONTRACT ADMINISTRATOR | $2,250 | $3,006 | $5,256 |
| TRAILBREAKER ACCOUNTING PLLC | Auditor | — | — | $0 |
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $78,759
- Estimated Expense Ratio: 0.965% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $52,987 | — | $52,987 | — | — |
| 2023 | $45,897 | — | $45,897 | — | — |
| 2022 | $44,120 | $724 | $43,396 | — | — |