Plan Snapshot
- Plan Sponsor: Board Of Trustees Of The Dierbergs Local 655 Variable Annuity Plan
- Sponsor EIN: 872735209
- Sponsor Address: 16690 SWINGLEY RIDGE ROAD, CHESTERFIELD, MO, 630170758
- Plan Type: DB
- Total Participants: 1,602
- Total Assets: $10.7M
Key Plan Design Features
- Auto-Enrollment: No
- Auto-Escalation: No
- Allows Roth Contributions: No
- Participant Loans: No
- Participant-Directed Investments: No
- ERISA Section 404(c) Fiduciary Safe Harbor: No
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,602 | $10.7M | $1.9M | $0 |
| 2023 | 1,566 | $8.6M | $2.1M | $0 |
| 2022 | 1,533 | $6.3M | $2.4M | $0 |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| EPIC ADVISORS, INC. | THIRD PARTY ADMINISTRATOR | $99,240 | — | $99,240 |
| REINHART BORNER VAN DEUREN S.C. | LEGAL | $37,803 | — | $37,803 |
| THE SEGAL COMPANY (MIDWEST), INC. | ACTUARIAL | $35,735 | — | $35,735 |
| SEGAL MARCO ADVISORS | INVESTMENT ADVISORY | $23,333 | — | $23,333 |
| SEGAL SELECT INSURANCE | INSURANCE PROVIDER | $18,000 | — | $18,000 |
| RUBINBROWN, LLP | ACCOUNTING | $14,300 | — | $14,300 |
| ST. LOUIS PRESORT, INC. | Other Service Provider | $11,831 | — | $11,831 |
| HAMMOND AND SHINNERS, P.C. | LEGAL | $7,601 | — | $7,601 |
| INTERCONTINENTAL REAL ESTATE CORPOR | INVESTMENT ADVISORY | $5,541 | — | $5,541 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- EPIC ADVISORS, INC. — THIRD PARTY ADMINISTRATOR
- RUBINBROWN, LLP — ACCOUNTING
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $253,384
- Estimated Expense Ratio: 2.377% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $403,081 | $28,874 | — | $14,300 | — |
| 2023 | $375,247 | $93,779 | — | $12,500 | — |
| 2022 | $439,003 | $25,293 | $134,937 | — | $141,295 |