Plan Snapshot
- Plan Sponsor: Western Growers Association
- Sponsor EIN: 951362030
- Sponsor Address: 6501 IRVINE CENTER DRIVE STE 100, IRVINE, CA, 92618
- Plan Type: 401(k)
- Total Participants: 1,566
- Total Assets: $145.3M
Key Plan Design Features
- Auto-Enrollment: Yes
- Auto-Escalation: No
- Allows Roth Contributions: Yes
- Participant Loans: Yes
- Participant-Directed Investments: Yes
- ERISA Section 404(c) Fiduciary Safe Harbor: Yes
Plan Financials by Year
| Year | Participants | Total Assets | Employer Contrib. | Employee Contrib. |
|---|---|---|---|---|
| 2024 | 1,566 | $145.3M | $4.9M | $5.0M |
| 2023 | 1,761 | $129.5M | $4.5M | $4.6M |
| 2022 | 1,779 | $109.3M | $4.3M | $4.2M |
Service Providers (Schedule C)
Vendors paid $5,000 or more for services to the plan, ranked by total compensation (direct + indirect fees).
| Provider Name | Role | Direct Compensation | Indirect Compensation | Total Fees |
|---|---|---|---|---|
| WESTERN GROWERS FINANCIAL SERVICES | INVESTMENT MANAGER | $150,207 | — | $150,207 |
| NWPS | RECORDKEEPER | $124,521 | — | $124,521 |
| RAUB BROCK CAPITAL MANAGEMENT | INVESTMENT MANAGER | $102,636 | — | $102,636 |
| WESTERN GROWERS ASSOCIATION | CONTRACT ADMINISTRATOR | $70,094 | — | $70,094 |
| TRAN CAPITAL MANAGEMENT L.P. | INVESTMENT MANAGER | $55,084 | — | $55,084 |
| BAKER TILLY US, LLP | Auditor | $52,500 | — | $52,500 |
| MOSS ADAMS LLP | AUDITOR | $52,500 | — | $52,500 |
| CHARLES SCHWAB TRUST BANK | CUSTODIAN | $52,477 | — | $52,477 |
| ALTA TRUST COMPANY | UNITIZATION | $25,000 | — | $25,000 |
Verified Provider Profiles
Direct links to verified profiles of matched retirement plan providers on PlanProvider.Pro:
- NWPS — RECORDKEEPER
- BAKER TILLY US, LLP — Auditor
- MOSS ADAMS LLP — AUDITOR
- CHARLES SCHWAB TRUST BANK — CUSTODIAN
Plan Fees & Expenses
Annual service provider fees and administrative expenses sourced from DOL Form 5500 filings.
- Total Service Provider Fees: $685,019
- Estimated Expense Ratio: 0.472% of plan assets
Historical Administrative Expenses
Breakdown of administrative expense categories reported on Form 5500 filings.
| Year | Total Admin Expenses | Investment Mgmt Fees | Contract Admin Fees | IQPA Audit Fees | Professional Fees |
|---|---|---|---|---|---|
| 2024 | $676,565 | $306,022 | $72,000 | $52,500 | — |
| 2023 | $556,205 | $275,563 | $72,000 | $26,250 | — |
| 2022 | $612,438 | $280,203 | $182,794 | — | $100,497 |